|Posted by Edna & Roger Boisjoli on December 3, 2012 at 12:10 PM|
Unfortunately, visits to the emergency room often increase during the holidays. While it is impossible to predict an ER visit, there are a few tips that can help you prepare in advance of an emergency.
Coverage – It is important to understand your health insurance coverage. Make sure you know which hospitals in your area are covered under your plan. If you are traveling for the holiday, understand what you need to do to inform your insurance company in the event of an emergency.
Know Your Local Hospitals – Just as important as knowing where you are covered or where you will get the best rates if you are uninsured, is doing your homework on quality care in your area. Hospitalsafetyscore.org allows visitors to check the safety score of hospitals. Consumer Reports also offers hospital ratings to its subscribers.
Medical Power of Attorney – Everyone should have an up-to-date medical power of attorney or advanced medical directive. These documents ensure your family members know what you want in the event of a health crisis.
Important Documents – Make sure all of your estate planning and insurance documents are kept somewhere safe, yet remain easily accessible to your family or caregiver in the event of an emergency. It is important that these documents can be easily retrieved if they are needed.